I find it quite difficult to understand, that the bank where savings are deposited, is domiciled payroll and water bills, electricity, gas and phone, try freírnos, badly, to commissions. Meanwhile, an entity which you have no account, and therefore, not a single euro, "Visa Gold gives you a free, does not charge a single premium, you annual returns of 0.5% of the amount of purchases and offer you with accident insurance and other travel quite comprehensive. In addition, monthly discount promotions coming your way, sometimes in pharmacies, gasoline and even others in the Mercadota.
I had one of those visas, more than three years. Used it often, to pay almost anything. But on 2 March, when making a purchase, I suggest the establishment, the card fails. There was no time for research, for the day 3, where we picked up the mail, found a letter of Bankinter. They had an agreement with Caja Duero, our card issuer, and had ended. Whereupon, from 1 March, had canceled the card and in the coming days, would emit other, on account of Obsidian, which must be, a subsidiary of Bankinter.
We suggest further that the terms are the same as we had, including travel insurance (albeit with a different insurer.) So far, all right. If I maintain the conditions, just gives the station the plastic. But what is unacceptable is to nullify a card without notice and to communicate, three days after it useless. And above, without seeking any kind of apology. The normal thing would be that we had been warned at least one month in advance and had given a moratorium on the old card, using it to have undergone at least two or three months later.
And the harms, we may have caused irreparable itself could have been .. And what if we get to be traveling at 15,000 kilometers and only have that card?. Fortunately, we always have more. Generally, of two banks and after the problems we had in Southeast Asia with Caja Madrid, now, always three?.
And, if you buy an airline ticket bargain, on 28 February and the company when she went to collect the 1 March, the board is incompetent?. Most likely, it would have lost that bid.
And anyway, has caused inconvenience, because it was, with which we had booked Booking, Hotel de Semana Santa. What would happen if the establishment, now get to control it and see that it is not operational?. Probably would cancel the reservation. And where we would find at this point, a room for 35 €, at full week of passion?. Tomorrow, we try to talk to the hotel, to avoid surprises.
But what gives me real panic is that the travel insurance offered. It is the only one we carry in our wanderings through the world, because theoretically, the coverage is good. So we were traveling, without further protection, in 2008, for eleven months in South America, Central America, Mexico, Southeast Asia, Turkey, Tunisia and Morocco. Having seen, afraid to give me, if ever, have a health problem, far from home!. I think I'll investigations on the insurance company to see if something else serious, that ruthless
Bankinter
For the subject of cards, I am increasingly happy with my Visa debit or credit equal-da-ING. It is the most competitive.
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